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Lifetime Free Credit Cards in India (2025)
Enjoy rewards, cashback, & travel perks with zero joining or annual fees. Build credit and manage expenses without any hidden costs.
Zero Annual Fees
Top Rewards
Secure & Trusted
What is a Lifetime Free Credit Card?
A lifetime free credit card has zero joining fees, no annual renewal charges, and comes without hidden maintenance costs. They often provide reward points, discounts, and benefits similar to paid cards, making them a smart choice for everyone.
Top 7 Lifetime Free Credit Cards
Our curated list of the best zero-fee credit cards in India for 2025.
HDFC BANK MARRIOTT CREDIT CARD
1 Free Night Award on Joining fee realization
Complimentary Marriott Bonvoy Silver Elite Status
Earn 2 Marriott Bonvoy Points per Rs. 150 spent on all applicable purchases
10 Elite Night Credits (ENCs) under the Marriott Bonvoy Program
Some cards require a stable income or a fixed deposit. Check if you qualify before applying.
Hidden Fees
Always read the T&Cs. Some cards are only free if you meet certain spending milestones.
Network Acceptance
Ensure the card's network (Visa, Mastercard, RuPay) is widely accepted where you shop.
Final Verdict & Pro Tip
If you want to enjoy credit card perks without worrying about annual charges, these lifetime free cards for 2025 offer unbeatable value in India.
Pro Tip: Use your card wisely and pay your bills on time to avoid interest — that’s how you truly make the most of a free card and build a strong credit score.
